Privacy & Confidentiality Statement

Protecting Your Confidential Information

We take seriously our obligation to safeguard your Confidential Information. All our employees are bound by a formal Code of Ethics emphasizing their responsibility to maintain the privacy and confidentiality of your information. In addition, we provide training programs to educate our employees about their responsibilities under our Privacy Policy.

We also maintain physical, electronic, and procedural safeguards to ensure the confidentiality of your information. We monitor new technology and upgrade our systems as needed to best protect your information.

Protecting Disclosure of Information to Non-Affiliated Non-Financial Third Parties

We never sell Confidential Information to others. Except in limited circumstances permitted by law, we will never disclose Confidential Information to non-affiliated, non-financial third parties without securing your prior consent.

Using Confidential Information to Serve You

We gather and use Confidential Information in the course of providing you with financial products and services.

Collecting Information

We may gather Confidential Information from the following sources:

• Information you provide on applications and through other forms, such as your name, address, social security number, and income.
• Information based on your transactions and account experience with our other banks (explained below), such as account balances, and payment or overdraft history.
• Information from a consumer report, such as your creditworthiness and credit history.